PENSION RELEASE

AGED 55 OR OVER?
IT’S TIME TO MAKE YOUR PENSION
WORK FOR YOU

Age 55 or over with an old pension you’re not currently paying into or receiving, including an old company pension, then why not make it work for you now?

PENSION RELEASE COULD PROVIDE:

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A CASH LUMP SUM NOW

You can release up to 100% as a cash lump sum – up to 25% Tax Free*

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ACCESS YOUR PENSION FUND

When you need it, similar to using a savings or bank account

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TRANSFER TO A SCHEME

That will enable you to leave ALL OF IT to anyone you choose in the event of your death**

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FREEDOM FROM DEBTS

Wipe out or reduce unmanageable debts by releasing some cash from your old pension to pay them off now

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FIX UP YOUR HOME

Make essential home improvements or repairs, maybe even build that extension or do the loft conversion you need by releasing cash from your pension

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START YOUR OWN BUSINESS

Maybe this is now your opportunity to finally set up on your own and release money from your pension to setup your own business

WARNING

This service only applies to pensions in the UK.

Taking benefits early will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances. This should not be seen as an easy option for raising cash.

If you releases all your money from your pension early you will not have anything left to provide you with income in retirement.

KNOW YOUR OPTIONS

KNOW YOUR OPTIONS

KNOW YOUR OPTIONS

Our free no obligation review makes it easier for you to understand what choices are available and if pension release is right for you. As part of our consultation we will look at:

  • Whether you have the right type of pension to transfer
  • How much you can release
  • What existing plans you have in place
  • Your taxation position and what your plans are for retirement

IT’S FREE TO KNOW YOUR OPTIONS

FREE NO OBLIGATION
PENSION REVIEW

Get started today and receive expert advice from Grove Pension Solutions

Initial consultation free

PENSION RELEASE PROCESS

Simply fill in the Get Started form. We will send you an information pack. Complete the form at the back of the pack telling us what pensions you want us to look into.

We will then present you with a clear set of recommendations in plain English, only advising you to transfer your pension if we believe it’s in your best interest.

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1. COMPLETE OUR GET STARTED FORM

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2. SPEAK TO ONE OF OUR ADVISORS

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3. MAKE YOUR DECISION

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4. RECEIVE YOUR CASH

Grove Pension Solutions Ltd is Authorised And Regulated by the Financial Conduct Authority (Firm reference number 46505)

We will only act on your behalf when you instruct us with a signed written confirmation. We will not hassle you with lots of calls.

*Up to 25% of your pension fund can be released tax free, the rest is taxed at your marginal tax rate applicable at the time you take it, which could change in the future.

**Death Benefits are paid free of tax if you die before 75; death after 75 is taxed at the beneficiary’s marginal rate.

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GUIDE TO PENSION RELEASE

When you are coming up to retirement there are many options you need to to consider before drawing your pension. If you get bad advise you can be left out of pocket with the loss of your pension benefits.

This guide has been put together to help you understand the options available to you when it come to Pension Transfer & Pension Release.

How much can I release?

You can take 100% of your pension fund as a cash payment; however, most people choose to just release 25% Tax Free and leave the rest to take at a later date.

PENSION RELEASE FAQ's

Taking benefits early is only suitable for a limited number of people. Our questions and answer section explains your options. 

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Pension Release Case Studies

Deposit to buy a house

Helen needed money urgently and was considering Pension Release/Pension Unlocking from her personal pension plan.

Clearing Debts

How funds acquired through pension release can be used to clear existing debts and plan for those unforeseeable emergencies that can and do crop up.

Moving Abroad

Dorothy and her husband who needed to raise as much capital as possible to move abroad and start a new life together.

Early Pension Release

John has an old Government Pension from when he used to work for his local council which has a cash equivalent transfer value of £40,000.

Pay off your credit card with your pension

If you are building up credit card debts, then you may be able to pay them off by releasing money from your pension early.

Testimonials

The advice I received was excellent. Each time I didn’t understand something I made a phone call. I was never felt to feel like a nuisance (which I know I was!) and everything was simply explained to me. Thank you – what a wonderful team!

Mrs UA, Wigan

Very helpful. Explained in detail, answered all my questions. Would recommend to family and friends. Excellent services.

Mr SS, Cheltenham

Grove made all aspects of the pension release process very clear and precise, and kept me up to date on what stage my pension unlocking was at. Very professional at all times.

Mrs MR, Glasgow

I found the service very good, everything was explained in simple English, which made it easy to understand. The advisor was polite and very helpful.

Mrs SB, Selby

Definitely I would recommend Grove Pension Release to anyone as they give personal and friendly help to people who need help, where other companies don’t.

Mr MG, Stockport

This was the best decision I have made. I cannot express how helpful Grove Pension Solutions were. … Their staff are very knowledgeable, professional and friendly, not something other companies offer these days.

Mrs JM, Glasgow

A very clear, understandable and efficient service. All staff were friendly and knowledgeable.

Mr RP, Sheffield

A very professional, yet friendly and personal service. I would strongly recommend your company to anyone interested in pension release. Many many thanks to all your staff for a service second to none.

Mr HFC, Belfast

When I made my initial enquiry via the Grove Website I received a response within 30 minutes. I realised straightaway that I was dealing with a highly professional operation. From beginning to end my case was handled with utmost speed and courtesy. I would highly recommend your services to anyone thinking of releasing their pension.

Mr CB, France

GROVE SUPPORTED CHARITIES

Grove actively support the following charities and institutions

Livability
Libra
Bromley Mencap
Aquaid