AGED 55 OR OVER?
IT’S TIME TO MAKE YOUR PENSION
WORK FOR YOU
Age 55 or over with an old pension you’re not currently paying into or receiving, including an old company pension, then why not make it work for you now?
PENSION RELEASE COULD PROVIDE:
A CASH LUMP SUM NOW
You can release up to 100% as a cash lump sum – up to 25% Tax Free*
ACCESS YOUR PENSION FUND
When you need it, similar to using a savings or bank account
TRANSFER TO A SCHEME
That will enable you to leave ALL OF IT to anyone you choose in the event of your death**
FREEDOM FROM DEBTS
Wipe out or reduce unmanageable debts by releasing some cash from your old pension to pay them off now
FIX UP YOUR HOME
Make essential home improvements or repairs, maybe even build that extension or do the loft conversion you need by releasing cash from your pension
START YOUR OWN BUSINESS
Maybe this is now your opportunity to finally set up on your own and release money from your pension to setup your own business
This service only applies to pensions in the UK.
Taking benefits early will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances. This should not be seen as an easy option for raising cash.
If you releases all your money from your pension early you will not have anything left to provide you with income in retirement.
KNOW YOUR OPTIONS
Our free no obligation review makes it easier for you to understand what choices are available and if pension release is right for you. As part of our consultation we will look at:
- Whether you have the right type of pension to transfer
- How much you can release
- What existing plans you have in place
- Your taxation position and what your plans are for retirement
IT’S FREE TO KNOW YOUR OPTIONS
FREE NO OBLIGATION
Get started today and receive expert advice from Grove Pension Solutions
Initial consultation free
PENSION RELEASE PROCESS
We will then present you with a clear set of recommendations in plain English, only advising you to transfer your pension if we believe it’s in your best interest.
1. COMPLETE OUR GET STARTED FORM
2. SPEAK TO ONE OF OUR ADVISORS
3. MAKE YOUR DECISION
4. RECEIVE YOUR CASH
We will only act on your behalf when you instruct us with a signed written confirmation. We will not hassle you with lots of calls.
*Up to 25% of your pension fund can be released tax free, the rest is taxed at your marginal tax rate applicable at the time you take it, which could change in the future.
**Death Benefits are paid free of tax if you die before 75; death after 75 is taxed at the beneficiary’s marginal rate.
GUIDE TO PENSION RELEASE
When you are coming up to retirement there are many options you need to to consider before drawing your pension. If you get bad advise you can be left out of pocket with the loss of your pension benefits.
Pension Release Case Studies
Deposit to buy a house
Helen needed money urgently and was considering Pension Release/Pension Unlocking from her personal pension plan.
How funds acquired through pension release can be used to clear existing debts and plan for those unforeseeable emergencies that can and do crop up.
Dorothy and her husband who needed to raise as much capital as possible to move abroad and start a new life together.
Early Pension Release
John has an old Government Pension from when he used to work for his local council which has a cash equivalent transfer value of £40,000.
Pay off your credit card with your pension
If you are building up credit card debts, then you may be able to pay them off by releasing money from your pension early.
The advice I received was excellent. Each time I didn’t understand something I made a phone call. I was never felt to feel like a nuisance (which I know I was!) and everything was simply explained to me. Thank you – what a wonderful team!
Very helpful. Explained in detail, answered all my questions. Would recommend to family and friends. Excellent services.
Grove made all aspects of the pension release process very clear and precise, and kept me up to date on what stage my pension unlocking was at. Very professional at all times.
I found the service very good, everything was explained in simple English, which made it easy to understand. The advisor was polite and very helpful.
Definitely I would recommend Grove Pension Release to anyone as they give personal and friendly help to people who need help, where other companies don’t.
This was the best decision I have made. I cannot express how helpful Grove Pension Solutions were. … Their staff are very knowledgeable, professional and friendly, not something other companies offer these days.
A very clear, understandable and efficient service. All staff were friendly and knowledgeable.
A very professional, yet friendly and personal service. I would strongly recommend your company to anyone interested in pension release. Many many thanks to all your staff for a service second to none.
When I made my initial enquiry via the Grove Website I received a response within 30 minutes. I realised straightaway that I was dealing with a highly professional operation. From beginning to end my case was handled with utmost speed and courtesy. I would highly recommend your services to anyone thinking of releasing their pension.
GROVE SUPPORTED CHARITIES
Grove actively support the following charities and institutions