AGED 55 OR OVER?
IT’S TIME TO MAKE YOUR PENSION
WORK FOR YOU
Age 55 or over with an old pension you’re not currently paying into or receiving, including an old company pension, then why not make it work for you now?
PENSION RELEASE COULD PROVIDE:
A CASH LUMP SUM NOW
You can release up to 100% as a cash lump sum – up to 25% Tax Free*
ACCESS YOUR PENSION FUND
When you need it, similar to using a savings or bank account
TRANSFER TO A SCHEME
That will enable you to leave ALL OF IT to anyone you choose in the event of your death**
FREEDOM FROM DEBTS
Wipe out or reduce unmanageable debts by releasing some cash from your old pension to pay them off now
FIX UP YOUR HOME
Make essential home improvements or repairs, maybe even build that extension or do the loft conversion you need by releasing cash from your pension
START YOUR OWN BUSINESS
Maybe this is now your opportunity to finally set up on your own and release money from your pension to setup your own business
This service only applies to pensions in the UK.
Taking benefits early will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances. This should not be seen as an easy option for raising cash.
If you release all your money from your pension early you will not have anything left to provide you with income in retirement.
KNOW YOUR OPTIONS
Our free no obligation review makes it easier for you to understand what choices are available and if pension release is right for you. As part of our consultation we will look at:
- Whether you have the right type of pension to transfer
- How much you can release
- What existing plans you have in place
- Your taxation position and what your plans are for retirement
IT’S FREE TO KNOW YOUR OPTIONS
FREE NO OBLIGATION
Get started today and receive expert advice from Grove Pension Solutions
Initial consultation free
PENSION RELEASE PROCESS
We will then present you with a clear set of recommendations in plain English, only advising you to transfer your pension if we believe it’s in your best interest.
1. COMPLETE OUR GET STARTED FORM
2. SPEAK TO ONE OF OUR ADVISORS
3. MAKE YOUR DECISION
4. RECEIVE YOUR CASH
We will only act on your behalf when you instruct us with a signed written confirmation. We will not hassle you with lots of calls.
*Up to 25% of your pension fund can be released tax free, the rest is taxed at your marginal tax rate applicable at the time you take it, which could change in the future.
**Death Benefits are paid free of tax if you die before 75; death after 75 is taxed at the beneficiary’s marginal rate.
GUIDE TO PENSION RELEASE
When you are coming up to retirement there are many options you need to to consider before drawing your pension. If you get bad advise you can be left out of pocket with the loss of your pension benefits.
Pension Release Case Studies
Can I cash in my pension to pay off debt?
Using your pension fund to raise cash and clear unwanted debts.
Deposit to buy a house
Helen needed money urgently and was considering Pension Release/Pension Unlocking from her personal pension plan.
Dorothy and her husband who needed to raise as much capital as possible to move abroad and start a new life together.
Early Pension Release
John has an old Government Pension from when he used to work for his local council which has a cash equivalent transfer value of £40,000.
Can I pay off your credit card debt with my pension?
If you are building up credit card debts, then you may be able to pay them off by releasing money from your pension early.
This was the best decision I have made. I cannot express how helpful Grove Pension Solutions were. They go the extra mile to ensure you receive the best service. Their staff are very knowledgeable, professional and friendly, not something other companies offer these days.
A very clear, understandable and efficient service. All staff were friendly and knowledgeable.
I found Grove Financial advice helpful and informative in all stages of the (Pension Release) process, I would recommend the to any friends and family who needed impartial advice on financial matters.
Very satisfied from start to finish with the quick & professional service.
The Grove Pension Release company are very helpful who go through every aspect step by step so that you understand. … The service you get is A1 and the staff are polite and helpful in every way. The response and service I got was second to none.
I had no pre-knowledge of what would be involved in pension release so I was pleased by the professionalism and friendly service offered by your organisation, things were explained in a clear and concise way so I would have no hesitation in recommending your services to other people.
I found your staff very helpful and professional at all times. The advisor concerned did everything in his power to speed up the process as I had wanted to use the funds to attend my son’s wedding (abroad). The deadline was met and I was able to achieve my goal. The advisor went out of his way to ensure I was fully briefed and had considered all options before making my decision, thank you again.
Grove Pension Release provided a very proficient service regarding my pensions review and pension release. My future pension needs have been fully reviewed and look forward to your support and working together in future years.
This was the best decision I have made. I cannot express how helpful Grove Pension Solutions were. … Their staff are very knowledgeable, professional and friendly, not something other companies offer these days.
GROVE SUPPORTED CHARITIES
Grove actively support the following charities and institutions